Be Careful of Renting An Apartment!

Identification theft is a real worry nowadays. Sometimes it looks like the number of info a possible apartment occupant will have to show is somewhat problematic. A landlord who brings in subleasing from is intending to ask numerous personal matters. He will definitely need your name, address, phone number, earnings, social security number, a listing of your recent and past employers and he might very likely let you understand that he will certainly check your credit report. The reason he is asking this information is because he is taking a chance by turning over his residential property to someone with whom he is unacquainted.

He will have to know your salary to know regardless if you can manage the monthly lease. He requires your social security number to operate a credit rating record. Our credit rating reports state a lot regarding our character and our paying ways. He may be able to determine very quickly that you aren't a deserving risk if you are constantly late making payments to other property managers or on bills generally. He will most likely call your current employer to validate valid employment.

Even though it is unlikely that an excellent landlord will take your personality, here are a handful of ideas for somebody who is curious in leasing an apartment.

1. Landlords are needed to follow the Disposal Rule of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act). Doing this regulation needs for landlords keep your info in a secured cabinet at all times. When they no much longer need to have your information, they are to destroy it using a practical method such as shredding. All computer files must be removed with a program that will definitely erase the details forever.

2. Remember of how the property manager maintains his business office. Do you see most other applications or confidential relevant information out in the open? You have every right to ask in which he tries to keep his confidential information and if there is anybody else (such as a leasing associate) who has access to it.

3. Talk to other tenants regarding the landlord and if they have had any concerns dealing with him. This information for landlords could verify to be invaluable in assisting you make a decision.


It may be attractive to sublease an apartment from a property owner who doesn't demand personal details, but be careful. A landlord who is reckless with his home may be the same method in other areas. An expert landlord screens his potential tenants meticulously in order to secure himself and his other residents. Wouldn't you want the same if you were already amongst his occupants?